AML POLICY

・motto Fintex should always conduct our business in conformity with high ethical standards and in compliance with all applicable laws, rules and regulations.

・motto Fintex must know our customers through customer due diligence procedures.

・motto Fintex will co-operate fully with law enforcement agencies in anti-money laundering and counter-financing of terrorism (AML/CFT).

・An independent review of motto Fintex’s Compliance policy and processes is conducted regularly to ascertain their adequacy and effectiveness.

・Below processes safeguard all lines of defense for motto Fintex:

・A robust Anti-Money-Laundering (AML) and Counter Terrorism Financing (CTF) policy and process.

・Appointment of expert compliance personnel.

・Conducting Customer Due Diligence on all motto Fintex’s customers.

・A prohibited customer list which motto Fintex will not serve.

・A process to investigate card activities, including detecting suspicious and fraudulent transactions.

・motto Fintex ensures that all suspicious activities are reported promptly to the appropriate authorities, with follow-up processes to review the customer relationship.

・Ongoing AML training for our employees.

・motto Fintex recognises that the effectiveness of AML/CTF capabilities involves ongoing evaluation of our policies, procedures, and technologies to keep pace with the ever-evolving money laundering schemes and their implications for our business.